Max Frictionless Transactions

The Max Frictionless Transactions Rule challenges the cardholder once the number of consecutive Frictionless Transaction approvals since the last challenge reaches a configured threshold. Once challenged, the counter resets and frictionless approvals can accumulate again.

⚠️

The counter is cumulative with no time boundary. It does not reset after a period of time - only a successful challenge resets it.


Flow

flowchart TD
    classDef success fill:#e6ffed,stroke:#38a169,color:#276749
    classDef process fill:#ebf8ff,stroke:#4299e1,color:#2c5282
    START([Transaction received]) --> COUNT{Frictionless count<br/>since last challenge<br/>below limit?}:::process
    COUNT -->|Yes| ACC([Frictionless · SUCCEEDED]):::success
    COUNT -->|No - limit reached| CHAL([Challenge Flow · counter resets]):::process

Example

The following configuration challenges the cardholder once 3 consecutive frictionless transactions have occurred.

Max Frictionless Transactions rule configuration

Outcome Summary

With a limit of 3 frictionless transactions:

TransactionDateOutcome
101-08-2024Accept
204-08-2024Accept
305-08-2024Challenge - limit reached, counter resets
406-08-2024Accept
512-08-2024Accept
615-08-2024Challenge - limit reached, counter resets
716-08-2024Accept