Max Frictionless Transactions
The Max Frictionless Transactions Rule challenges the cardholder once the number of consecutive Frictionless Transaction approvals since the last challenge reaches a configured threshold. Once challenged, the counter resets and frictionless approvals can accumulate again.
The counter is cumulative with no time boundary. It does not reset after a period of time - only a successful challenge resets it.
Flow
flowchart TD
classDef success fill:#e6ffed,stroke:#38a169,color:#276749
classDef process fill:#ebf8ff,stroke:#4299e1,color:#2c5282
START([Transaction received]) --> COUNT{Frictionless count<br/>since last challenge<br/>below limit?}:::process
COUNT -->|Yes| ACC([Frictionless · SUCCEEDED]):::success
COUNT -->|No - limit reached| CHAL([Challenge Flow · counter resets]):::process
Example
The following configuration challenges the cardholder once 3 consecutive frictionless transactions have occurred.
Outcome Summary
With a limit of 3 frictionless transactions:
| Transaction | Date | Outcome |
|---|---|---|
| 1 | 01-08-2024 | Accept |
| 2 | 04-08-2024 | Accept |
| 3 | 05-08-2024 | Challenge - limit reached, counter resets |
| 4 | 06-08-2024 | Accept |
| 5 | 12-08-2024 | Accept |
| 6 | 15-08-2024 | Challenge - limit reached, counter resets |
| 7 | 16-08-2024 | Accept |
Updated 24 days ago