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  • Welcome to Apata
    • Quick Start
  • Introduction
  • Concepts
    • Card Programs
    • Risk Profiles
    • Challenge Methods
    • Challenge Interface
    • Challenge Profiles
    • Card Enrolment
    • BINs And Card Ranges
    • Transactions
      • 3DS Messages
      • Transaction Flow
      • Transaction Fields
      • Transaction States
      • Finalised Event
  • Standard
  • With Risk Evaluation
  • Configure Card Link
  • Managing BINs & Card Ranges
  • Challenge Interfaces
  • Challenge Profiles
  • Challenge Methods
    • Behavioural Biometrics
    • Delegate SCA (Out-of-Band)
    • Email OTP
    • SMS OTP
    • Static Password
    • Knowledge-Based Authentication (KBA)
  • Risk Variables
    • Built-in Variables
    • Count Aggregation
    • Sum Aggregation
    • Average Aggregation
    • Standard Deviation Aggregation
  • Fraud Reporting
  • Risk Rules
    • Acquirer Exemption
    • Conditional
    • Low-Risk
    • PSD2 Low Value
    • Recurring Payment
    • Cumulative Frictionless Spend
    • Max Frictionless Transactions
    • Merchant-Initiated Transaction
    • Non-Payment
    • Secure Corporate Payment
    • Simple
    • Stripe Delegate Authentication
    • Whitelist
  • Configuring Webhooks
  • Finalised Event
  • Out-of-Band (OOB)
  • OTP Delegate
  • OTP with Behavioural Biometrics
  • Built-in Reports
  • Transaction Filters
  • Merchant Simulator
  • Backtesting
  • Mutual TLS Setup
  • User Management
  • Compliance Records
  • MCP
  • Privacy Policy
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  1. Getting Started
  2. Concepts

Card Programs

A Card Program groups cards within a Financial Institution and defines which Risk Profile and Challenge Profile applies to those cards.

Updated about 1 month ago


What’s Next
  • Risk Profiles